Christmas Share Accounts

The Credit Union Christmas Share Account is an easy way to save all year around in order to pay for those holiday gifts at year's end. The Christmas Share Account pays dividends, too! Your balance will be transferred into your checking account if you have one or mailed out on October 1.

Vacation Share Accounts

The Vacation Share Account also pays a dividend. Start saving for your next year's vacation now. Your balance will be transferred into your checking account if you have one or mailed out on July 1.

Credit Union Full Service Checking

Share Draft (Checking Account)

  • Pittsburgh Firefighters’ Federal Credit Union offers members one of the best and most innovative checking account programs available

Escrow Shares

Put money aside for your annual bills like homeowners insurance, taxes, dues, etc.

GOTCHA Shares

  • Gifts

  • Outings

  • Tuition

  • Childcare

  • Home Improvements

  • Attire

Debit Cards

  • Cash

  • Deposits

  • Balance inquiries on your checking & savings account

  • Balance transfers from savings accounts

  • Shopping

  • 24 hours a day, 7 days a week at any Mastercard machine

  • You can use it anywhere Mastercard is accepted

  • It's a convenient way to access information or to withdraw money from your checking account after office hours or when you're away from home

  • Six free transactions per month

  • $1.00 per additional transactions

  • Surcharge-free withdrawals from any MoneyPass or CU$ machines  

  • Call (800)-992-3808 to activate your debit card/Mastercard

Direct Deposit

  • You may deposit any regular recurring check into your checking account - social security, retirement, pension, government, payroll, etc. to save you time, energy and money

  • Routing Number - 2430-8435-9

IRA (Individual Retirement Account)

No longer accepting new IRAs.

An Individual Retirement Account (IRA) is a special savings plan authorized by the federal government to help you accumulate funds for your retirement

  • Any Pittsburgh Firefighters’ Federal Credit Union member who has earned income is able to open an IRA and contribute up to 100% of annual earned income up to a maximum of $6,000 per year ($7,000 if over age 50)

  • IRAs are insured separately up to $250,000 by the National Credit Union Administration (NCUA)

  • The following IRAs are available to choose from:

    • Traditional IRA contributions may be tax-deductible. Taxes must be paid on withdrawals

    • Roth IRA contributions are not tax-deductible, but withdrawals are tax-free

    • Convert existing Traditional IRA to Roth IRA  

  •  Keep up to date by viewing your accounts using Pittsburgh Firefighters’ Online Banking and Mobile App 

The credit union does not give financial tax advice, always consult your Tax Advisor for more information before signing IRA documents.

Visa

Log onto eZCard Info to make your PGH Firefighters' FCU Visa® payments, print Visa statements or lookup transactions, or log into our home banking or bill pay site for ease of making multiple payments at one time.

Platiunum Visa as low as 7.99% with limits up to $20,000.

*Rates & Limits are subject to an evaluation of each applicant's Credit.  
Approvals are based on our underwriting standards.  Other restrictions may apply, contact Karen Kleer for more details.

VISA PROMOTIONS:

0.0% - for NEW cardholders for six months.
3.99%- Balance transfers for existing cardholders for 12 months.

SCORECARD REWARDS: 

Use your Pittsburgh Firefighters' FCU Visa Card and earn reward points. To view all reward options, please log in at ScoreCard Rewards or call (800) 854-0790.  

Start Earning Today!

NO ANNUAL FEE

  • Low monthly payment at 3% of your new monthly balance, but not less than $20.00

  • Annual percentage rates as low as 7.99% (Subject to change)

  • Visa Rewards Program

  • Pay off your existing charge cards with our balance promotions and save

  • Use your Visa Platinum Card at more than ten million locations worldwide

  • Eliminate interest charges on purchases when you pay the balance in full within the 25-day grace period

  • Auto rental insurance (collision/loss damage waiver) saves cardholders up to $14 a day when they rent a car with our Visa Platinum Card and decline the coverage offered by the rental card company

Coin Machine

Members are invited to use the coin machine located in the lobby at just a 2% fee.

*No fee for Active Military or members over the age of 75.

Lost or Stolen Cards

  • If your credit union Visa/debit Mastercard is lost or stolen, you should notify the credit union IMMEDIATELY. In the case of a stolen card, notify the police department as well

  • For debit/Mastercards, on weekends, holidays, or after credit union hours, call (833) 462-0798

  • For Visa, on weekends, holidays, or after credit union hours, call (800) 991-4961 or (800) 433-0505

  • Your Visa Cardholders Menu Includes:

    • Touchtone prompt to access Cardinal options menu

    • Keying their account number correctly

    • Keying their 5-digit zip code for security

    • Entering one of the following options:

      Directory Options:

      0 - to reach a customer service representative

      7 - to return to the main menu

      8 - to repeat last message

      9 - to end your call

    • Balance Information - credit limit, current balance, available amount, purchases, and cash advances outstanding total

    • Payment Information - last payment, payment due, payment due date (mm/dd/yy), payment address

    • Finance Charge Information - previous year's finance charges

Mail Deposits / Payments / Withdrawals

  • Members can mail deposits and/or payments to the credit union specifying the account and/or loan to which the money is to be credited. Withdrawals from accounts can be done by phone or mail

  • Overnight deposits can be conveniently put into the overnight deposit slot on the Wabash Street side of the building. A deposit receipt will be mailed for your records per your request

  • Deposits received at unstaffed facilities such as night depositories will be credited on the day funds are removed & processed by the credit union

New and Used Car Cost Guide

There are several ways for you to get information on the car cost guides:

Wire Transfer

Money can be wired from the credit union to the financial institution of your choice to conveniently obtain funds anywhere in the United States for a $25 fee. Wires are being completed via First National Bank. Wire requests received after 2:00 p.m. may not be posted until the next business day. (Mon-Fri. excluding holidays) Please note, when wiring funds into the credit union, that the routing number has changed, and you must call the credit union first for instructions. After you have placed the wire, call the credit union to verify the funds where received.

Smart Option Student Loan Program - Sallie Mae

Paying for college the smart way.

As more Americans pursue their dream of higher education, many students are looking for ways to fund the gap between financial aid and college expenses. That’s why Pittsburgh Firefighters’ FCU has partnered with Sallie Mae® to offer you the Smart Option Student Loan®, so that students and families can choose from three in-school repayment options designed to help you pay off your loan faster and save money compared to a conventional private loan. With competitive interest rates, flexible repayment options, and a choice of variable or fixed interest rates, the Smart Option Student Loan is the responsible choice. 

FEATURES AND BENEFITS OF THE SMART OPTION STUDENT LOAN INCLUDE: 

  • Low variable interest rates and competitive fixed interest rates are both available, providing more choice and flexibility

  • Borrow up to 100% of school-certified education costs (minimum $1,000)

  • Rewards for on-time payments and automatic payment plans

  • Applying with a creditworthy cosigner may help applicants qualify and receive a lower rate

  • Fast online application

  • No prepayment penalty

  • No application or disbursement fees

Investing in higher education continues to be one of the best decisions you can make-- and we want to help make it happen. Together, we can do this. Find resources for navigating the college application process and learn more about the Smart Option Student Loan by visiting Sallie Mae’s website.

Pittsburgh Firefighters’ FCU is compensated for the referral of Smart Option Student Loan customers.

Share Certificate Rates

Term APR*
12 Month 3.55%

SHARE CERTIFICATE TERMS AND DISCLOSURES:

  1. The interest will compound monthly

  2. The interest earned will be credited to the certificate at maturity

  3. Share certificates do not renew and will be deposited into shares

  4. Minimum deposit is $5,000. Additional deposits are not allowed

  5. Annual Percentage Yield (APY) is accurate as of September 1, 2023, and is subject to change at any time. Fees may reduce earnings

EARLY WITHDRAWAL PENALTIES FOR SHARE CERTIFICATES OF DEPOSITS:

After the share certificate is open, you may not make deposits or withdrawals from the account till maturity. If you withdraw before the maturity date, the following penalty will be imposed: 12-month Share Certificate – 90 days dividends.

In certain circumstances, such as the death or incompetence of an account owner, the law permits, or in some cases requires, the waiver of the early withdrawal penalty.