Share A (Savings)
| Amount | APY* |
|---|---|
| $0.00 to $99.99 | 0.00% |
| $100.00 & Over | 0.75% |
Gotcha and Escrow Accounts
| Amount | APY* |
|---|---|
| $0.00 & Over | 0.05% |
Share H&V (Christmas Club and Vacation Clubs)
| Amount | APY* |
|---|---|
| $0.00 & Over | 0.10% |
Share Certificate Rates
| Term | APY |
|---|---|
| 6 Month - min. $500.00 | 3.50% |
| *Special* 7 Month - min. $1K (NEW MONEY ONLY) | 3.85% |
| 12 Month - min. $500.00 | 3.35% |
| *Special* 13 Month - min. $1K (NEW MONEY ONLY) | 3.65% |
| 18 Month - min. $500.00 | 3.25% |
| 24 Month - min. $500.00 | 3.25% |
| 36 Month - min. $500.00 | 3.05% |
| 48 Month - min. $500.00 | 2.50% |
| 60 Month - min. $500.00 | 2.35% |
SHARE CERTIFICATE TERMS AND DISCLOSURES:
The interest will compound monthly.
The interest earned will be credited to the certificate at maturity.
Share Certificates will auto renew to the lower non-special term unless notified before the maturity rate.
Minimum deposit is determined by term. Additional deposits are not allowed on opened share certificates.
Annual Percentage Yield (APY) is accurate on the website and is subject to change at any time.
*After a 7-month certificate matures, the certificate will automatically renew at the then-current 6-month certificate rate unless you indicate otherwise within the 10-day grace period.
After a 13-month certificate matures, the certificate will automatically renew at the then-current 12-month certificate rate unless you indicate otherwise within the 10-day grace period.
EARLY WITHDRAWAL PENALTIES FOR SHARE CERTIFICATES OF DEPOSITS:
After the share certificate is open, you may not make deposits from the account until maturity. If you withdraw before the maturity date, the following penalty will be imposed:
7 months share certificate & shorter – 60 Day Dividends
12 month share certificate & longer – 90 days dividends
Share I (IRA) - Including Roth IRA
No longer accepting new IRAs.
| Amount | APY* |
|---|---|
| $0.00 & Over | 0.50% |
No IRA Rollovers
Share X (Share Draft or Checking)
| Amount | APY* |
|---|---|
| $0.00 to $999.99 | 0.00% |
| $1,000.00 & Over | 0.05% |
Dividends
Dividends are posted on the last day of the quarter for the prior three months.
*APY (Annual Percentage Yield)